Child & Spouse Life dependent on electing Employee Life

deanna-plant

I am posting a question in behalf of our benefits administrator. She is trying to set up our Child & Spousal Life coverage to be dependent on electing Employee Supplemental Life. "Our current Child & Spousal Life coverages are setup as a “coverage option” (ie you can elect a specific amount of coverage…$2,000, $2500, $5000, etc. for Child Life) When I work in the plan set-up, I am not finding any options on the “coverage option” screens to make it dependent on another coverage. In order to make it dependent on another plan, I would need to use the “Coverage Amounts” and then you can’t specify a coverage option…it would need to be based off of everyone getting the same coverage or a age/salary table". Is anyone doing this and if so, would they be willing to share their email address so she can ask questions directly to you? Thank you!

unknown

We just went through the same thing...our PT Dependent Life is dependent on the employee electing supplemental employee life plan. The coverage amount was the only way to create the dependency. It does limit the spouse dependent life coverage amount to no more than what the employee elected in the supplemental plan. I tried different things, but I could not keep the dependency and allow a higher coverage amount for the spouse dependent life. So we actually are limiting the spouse coverage amounts to be equal or less than the employee coverage amount.

If someone has been successful, I would definitely be interested also.