Did you know about the best ways to promote retirement benefits for your employees on your HR Knowledgebase portal?
For 2025, the IRS allows your employees to contribute an annual maximum of $23,500 to:
- 401(k)
- 403(b)
- Most 457 plans
Plan participants aged 50 and over can contribute an additional $7,500; 60 and over: $11,250.
Roth IRA savers can contribute up to $7,000 in 2025, with a catch-up contribution maximum of $1,000 for those aged 50 plus.
Encourage your employees to prepare today for financial independence in the future by:
- Setting retirement goals
- Estimating the amount of money that will be needed
- Investing to grow retirement savings
Promoting Retirement Benefits
Planning for career-end is vital. However, finance and investments in general can seem complex and even intimidating.
Simplify the retirement planning process for your employees with retirement-related tools, perks, and benefit plan information on your HR Knowledgebase portal.
Strategies follow.
For the Home Page
Add posts and links to retirement-related information, programs, and tools to one or more widgets your HR Knowledgebase Home page.
Employees can access them upon login.
- Announcements widget
- Bulletins widget
- Retirement & Savings widget
Benefits Content
Include retirement-related content on one or more commonly-used landing pages and add (or update) their detailed information in authored benefit plans and custom content pages.
- 401(k) Retirement Savings plan (authored)
- 403(b) Tax-Sheltered Annuity plan (authored)
- 457 Tax-Deferred Retirement Savings plan (authored)
- ERISA page (pre-authored content)
- Pension plan (authored)
- Retirement & Savings content pages
- Retirement & Savings (Financial) main page
- Retirement & Savings posts & uploads (.pdf, Word, etc.)
- Roth IRA plan (authored)
- Social Security page (pre-authored content)
“Learn About” Content Pages
The content in these pre-authored pages address concerns regarding retirement planning.
- Learn About: 401(k) Programs
- Learn About: 403(b) Programs
The information in these Learn About pages answer the following questions:
- What is a 401(k)?
- What is a 403(b) plan?
- What is an Individual Retirement Account (IRA)?
- What is a profit-sharing plan?
- What is the difference between before-tax and after-tax contributions?
- What is tax-deferred investing?
- How is my 401(k) account protected?
- What is vesting?
- What is a direct rollover?
- What is asset allocation?
- How does risk tolerance determine my investment decisions?
- Glossary
Learn About: Medical Programs:
- An Individual Nearing Retirement
For examples of the "Learn About" pages' content, refer to the V11 KB: "Learn About" Content Pages document.
Life Events
These pre-authored pages feature “canned content” pertaining to retirement concerns.
- Advance Directives
- Long-Term Care
- Money for Retirement
- Pay Less Income Tax
- Planning for Retirement
- Reliable Advice
- Sources for Retirement Income
- Start Planning for Retirement
- Steps to Good Planning
- Update Your Will
- Women and Retirement
For samples of the Life Events landing page and widget, the primary and secondary Life Events content, and a list of the configurable options, refer to the V11 KB: About Life Events document.
Federal Programs Page
This specialty landing page includes links to pre-authored government retirement-related content, including:
Additional links specific to your organization can be added to the Federal Programs page.
For examples of the Federal Programs landing page and content, refer to the V11 KB: About the Federal Programs Page document.
For questions or more information, contact your HRSD Customer Success Manager.
