Benefit Plan - Spouse coverage = 100% of EE elected amount

We are implementing a new Critical Illness benefit plan, and the amount a Spouse can have is equal to 100% of the amount the employee elected. I know I can set a limit so the spouse can't go over 100% of the EE coverage, but it doesn't prevent them for electing less coverage. Does anyone else have a similar situation, and do you have a workaround?

Lori Johnson

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kristen-rotzenberg

We are setting up a critical illness plan for next year as well and I just found out this morning we need to have this same limit for the spouse. I too would be interested if others were able to get this to work.

lcjohnson

Hi Kristen, We have decided to build a plan for each level of coverage, with coverage options and then the rates will be based on the EE age (not the spouse) which our vendor is okay with. Let me know if you would like more details.

kristen-rotzenberg

Thank you! Sounds similar to what I ended up doing. I'm meeting with our vendor tomorrow morning to get approval on my set up, hopefully they will be okay with it!

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