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Premiums changing for new enrollees in plan, but staying the same for existing enrollees
shaun-fitzgerald
Does anyone have a suggestion on how to implement a change in premiums for new enrollees only, while keeping the premiums the same for current enrollees? We have a legal plan with 5 different plan options and premiums. Effective 01/01/14, the premium will change for all 5 options for new enrollees only. Those currently enrolled will keep the existing premiums. Is the best approach to create an employee group for the existing enrollees and tie the current options rates to that group, then create new options rate for the rest of the population? Any thougts?
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Legacy Contributor
Yes, that would be a solution. If the current enrollees are identifiable via one of the HR11 data fields or a user field then that can be built into the criteria for the employee group that holds the current enrollees.
Legacy Contributor
Yes, I would define a new employee group so that you can have a rate structure for each group. I had to do the same thing, on a much larger scale, for our medical plans for 2014. Our full time employees pay a different rate than our part time employees. for 2014, we are adding 3 surcharges (smoker, working spouse, and tobacco use). I had to set up 12 rate structures for each medical plan!
Legacy Contributor
May I ask how you setup the employee groups for the 3 surcharges? We are implementing a surcharge related to our Wellness program. I thought I would be able to use LifeStyle Credits in HR11 with a PA52 effective date. However the effective date is not available to use as a criteria option in the setup of the employee group. We will be fine this year but future years will be an issue.
Legacy Contributor
The criteria on each emloyee group either "includes" or "excludes" the values being populating in the user fields for the surcharges. I created a personnel action for each of the s3 urcharges and also created a change rule based on each personnel action. Please feel free to email me if you'd like to discuss in depth off line.
You need to be using change rules to make it work!
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