Life Insurance Coverage Reduction Schedule

Does anybody use GHR to handle a life insurance reduction schedule? Spefcifically for a plan that also has an Age Rate table. If so, would you be wiling to please share your set up?

I see that there is a Coverage Reduction rate table, but I'm not sure how to use this in combination with the other rate table (age). I found a couple older threads saying this wasn't possible, but both seemed to be referencing S3 Benefits.

TIA

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unknown

Edit: I actually think this is fairly simple now that I found the "Coverage Reduction Rules" section on Coverage -> Limits. I found it right after posting

unknown

I was just coming to point you to that exact area! Glad you found it!

unknown

Thank you!

unknown

Circling back on this, after looking closer there is no Covereage Reduction Rules option under LImits when using a Supplemental plan type. Has anybody successfully configured a Supplemental plan type with a Reduction Schedule?

anja-rink

Hello, I have done this successfully for our Employee Supplemental Life Insurance plan and am happy to answer any questions. We also have a coverage reduction rule for our Spouse Supplemental Life Insurance but unfortunately there is no functionality for basing the reduction on the spouse DOB - so we track this manually.

Jennifer Stroud

Hi! I would be interested in learning how you've applied the reduction schedule to the Employee Supp Life, too. Thanks!

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